Articles & perspectives

Perspectives on commercial finance.

Articles on lending strategy, product innovation, technology, data and the changing commercial-finance landscape.

Credit professional assessing behavioural business and supply-chain data
01

Data & credit

Why Behavioural Supply Chain Data Belongs in SME Credit Models

How real-world operating and supply-chain signals can add context, timeliness and predictive value to traditional SME credit assessment.

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Connected business ecosystem linking manufacturing, logistics, data and finance
02

Trade & technology

How Supply Chain Visibility, Data & AI are Transforming Traditional Trade & Supply Chain Finance

Exploring how connected data and artificial intelligence are reshaping risk visibility, product design and delivery across trade and supply-chain finance.

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